07/15/13 The Raw Credit Card Debt News Feed

Comprehensive Real-Time News Feed for Credit Card Debt.

• Credit card, student loan debts drop in Hawaii _{2013-07-15, 06:17 pm}
  Credit card debt in Hawaii was $6,080 in June, 13.5 percent less than the average credit card debt of $7,032 held by Hawaii consumers in June 2012, according to data from Credit Karma.
• DAVIS: A priceless dream come true _{2013-07-15, 04:24 pm}
  Dave Ramsey was light years behind my parents and my in-laws. For those who don't know, Dave Ramsey is a financial guru with a history of personal financial ruin, credit card debt up to his eyeballs and bankruptcy.
• How To Construct A Diversified Bond Portfolio For Retirees _{2013-07-15, 03:52 pm}
  ... years. Asset-Backed Bonds. These are financial securities backed by tangible assets, such as loans, leases, credit card debt, or real estate. Mortgage-Backed Bonds [MBB] are a specific class of asset-backed bonds that are backed by mortgages. An ...
• Credit Card Usage is Up. Here's What to Do As a Consumer. _{2013-07-15, 02:02 pm}
  A recent Federal Reserve report states that Americans have increased their credit card usage, in fact the category that includes credit card debt has hit its highest point since the fall of 2010.
• Loans.org Finds the Elderly Have Easier Access to Personal Loans _{2013-07-15, 12:53 pm}
  ... generations who are still struggling in a slowly recovering economy amid record high student loan and credit card debt. Additional articles, interviews, news and frequently asked questions about the personal loan industry are available at ...
• Credit Card Delinquencies At Lowest Since 1990 _{2013-07-15, 10:04 am}
  ... e when it comes to credit cards is still necessary. Americans are expected to generate a new $47 billion in credit card debt this year, so a slight credit card delinquency rate drop is just the beginning.
• How Grads Should Prioritize Their Debt Repayment _{2013-07-15, 09:21 am}
  ... that extra cash support in case something unexpected comes up." If grads have a variety of debt, such as credit card debt and student loans, it's crucial to first review debt interest rates, says Sabol. "Typically the plan should center around the ...
• Carney to Host Discussion on College Costs _{2013-07-15, 08:23 am}
  ... decades, and that total U.S. student loan debt recently topped $1 trillion, more than both auto loans and credit card debt. The University of Delaware said last week it was raising tuition and fees for in-state undergraduate students by almost 4 ...
• Susan Tompor: Knowing score on credit not as simple as a 3-digit number _{2013-07-15, 07:00 am}
  ... your available credit and make the ratio of credit used to credit available worse. If you have $2,000 of credit card debt outstanding, it hurts your score more if your total available line of credit is $5,000 instead of $15,000. -Make sure to get a ...
• Money Talk: Consider bankruptcy to deal with co-signer credit card debt _{2013-07-15, 05:30 am}
  Q: I co-signed a credit card for someone and the person defaulted on payment. I started making payments but could not continue because I became unemployed.
• Unemployed at-home spouses get improved credit access with amended CARD Act rule _{2013-07-09, 03:00 am}
  ... consumers. In the three years it has been in effect, the CARD Act has helped many cardholders reduce their credit card debt load. However, the CARD Act negatively affected one group of consumers and inadvertently curtailed their access to credit. ...
• Parliamnt: No Plan For Repaying Credit Card Debts With EPF Savings _{2013-07-15, 03:10 am}
  ... upplementary question, also from Nawawi, Ahmad said the government had no plan for automatic elimination of credit card debt during a certain period, as was done in some countries. -- BERNAMA
• Aussies on track to being debt-free _{2013-07-14, 09:01 pm}
  ... Hans Kunnen said despite more Australians being clear of debt, there was an increase of 1.4 per cent in credit card debt in the last quarter and a 5.8 per cent increase over the last 12 months. Australians with car finance also rose in the June ...
• It's a struggling world amid economic recovery _{2013-07-14, 03:00 am}
  ... somehow the American consumer has managed to find enough resources to step up purchases with both credit card debt and auto sales showing near-record increases in June. Some say that consumer deleveraging has ended. In reality, it is the cost of ...
• The science of smarter consumption _{2013-07-13, 11:54 pm}
  ... associated with a higher body mass index, increased binge eating, lower credit scores and higher levels of credit card debt for those with strong ties to their online network. "Even a small 5-minute 'dose' of social network use in our studies was ...
• Money Matters: Wife doesn’t want to budget despite $19,000 in debt _{2013-07-13, 11:00 pm}
  Q. My husband and I have been married for a little more than one year, and he wants us to go on a budget.
• In Oregon, paying it forward focuses on student debt _{2013-07-13, 09:47 pm}
  ... on the subject of student debt, which now totals more than $1 trillion nationally -- more than America's credit card debt. When graduates leave campus with their diploma in hand, they have an average loan statement of $26,000 in the other hand. The ...
• Filing For Bankruptcy In Retirement _{2013-07-11, 01:51 pm}
  ... filing for bankruptcy over the last few years. This research shows retirees are increasingly burdened with credit card debt. Mounting interest charges and late fees can spell financial disaster. Filing for bankruptcy can be a promising solution for ...
• CEO of One of the Nation's Leading Commercial Debt Collection... _{2013-07-13, 07:49 am}
  John Monderine, CEO at one of the nation's leading commercial debt collection agencies comments the rise of credit card debt and the fall of delinquency rates.
• Make My DayTHE Birds and Bees are Out to Get Me _{2013-07-13, 03:39 am}
  ... exchange for selling us - the taxpayers - a boatload of mortgages foreclosed upon before last March 31, and credit card debt that borrowers defaulted on last year. If there is an underlying home, some day someone is going to buy it from a bank that ...

06/25/13 Comprehensive Real-Time News Feed for Credit Card Debt.

Comprehensive Real-Time News Feed for Credit Card Debt.

• Responsible ways to use credit _{2013-06-25, 11:07 am}
  ... or can't afford, such as charging an expensive vacation on a credit card. The worst form of bad debt is credit card debt because it carries the highest interest rate. It becomes particularly bad when consumers are unable to cover the monthly card ...
• 15 Easy Ways To Beef Up Your Emergency Savings Fund _{2013-06-25, 10:56 am}
  ... once you've finished making payments on a big-ticket item, such as a car payment, a student loan, or your credit card debt, just shift that payment to your savings account instead. Consolidate your savings . It may be just psychological, but keeping ...
• Mary Hunt- Everyday Cheapskate: Three ways to boost your credit scores _{2013-06-25, 10:46 am}
  ... percent) of it at any time. If all of your credit cards together total $15,000 credit limit, all of your credit card debt should not exceed $3,000. If you're over, do everything you can to get below 30 percent utilization. Then go for the gold by ...
• Not the Make-A-Wish Foundation _{2013-06-25, 09:40 am}
  ... of view. Another sibling took him for a lot of money many years ago, running up thousands of dollars in credit card debt. There is a good possibility that nothing will come of this hobby farm, and we'd all be out a lot of money, and for what? We ...
• Student debt eyed as deadline looms _{2013-06-25, 08:40 am}
  ... report by Congress' Joint Economic Committee, which means Americans now owe more in student loans than in credit card debt. About two-thirds of those who graduated in 2011 had student loans, according to The Institute for College Access and Success, ...
• The Debt Management Tool 2.1 _{2013-06-25, 07:55 am}
  ... All the data is organized by month. You enter in monthly expenses, monthly income, and current loans or credit card debt along with the interest rate. The program will sum the totals and tell you how long it will take you to pay off all your debt ...
• Encore Capital Group May Have Risen By 250% Over 5 Years, But It Remains Underappreciated_{2013-06-24, 03:00 am}
  ... to go. Debt recovery firms such as Encore Capital Group purchase portfolios of primarily charged-off credit card debt, defaulted consumer loans, and receivables subject to bankruptcy proceedings. These are typically purchased at significant ...
• My sister uses her illness to get us to finance her 'lifelong dreams' _{2013-06-25, 03:30 am}
  ... of view. Another sibling took him for a lot of money many years ago, running up thousands of dollars in credit card debt. There is a good possibility that nothing will come of this hobby farm, and we'd all be out a lot of money, and for what? We ...
• Are Internet Lenders Right for Your Small Business? _{2013-06-25, 03:08 am}
  ... - clearly, a very different story. Apply For a Personal Loan Get the funds you need to consolidate credit card debt, finance a home improvement project or pay for school. We can introduce you to lenders who can qualify you quickly. Loans up to ...
• Advantage CCS is Excited to Announce the Launch of Their New Free Tool Called Goal Tracker_{2013-06-25, 03:00 am}
  ... goals that you could create are; buy a house, save for a vacation, buy a car, save for retirement, pay off credit card debt, save for college books, etc. Also, don't forget about periodic expenses which occur on an irregular basis throughout the ...
• Charlie Mitchell: Student loans can be a financial trap _{2013-06-25, 02:46 am}
  ... economists everywhere have sounded their gongs to alert us that total student debt is larger than total credit card debt. Mississippi, usually among the first of the worst and the last of the best, is almost in the middle of the pack. We're 33rd ...
• Brains getting the edge over brawn Down Under _{2013-06-25, 02:29 am}
  ... and invested $60m (R609m). Founded by the pair straight out of university 10 years ago using a A$10 000 credit card debt, Atlassian is now a world leader in collaboration and bug-tracking software, pulling in revenue of A$103m in 2011. Its products ...
• How to get out of a multiple loan debt trap _{2013-06-25, 01:59 am}
  ... months ago for some urgent payment he had to make and a personal loan which is 18 months old. He also has credit card debt of Rs 35,000 which is growing with interest. Manish is at his wit's end to find a way out of this financial mess. He has a ...
• Market MoverA Financial Prescription for the Globe _{2013-06-25, 01:01 am}
  ... exchange for selling us - the taxpayers - a boatload of mortgages foreclosed upon before last March 31, and credit card debt that borrowers defaulted on last year. If there is an underlying home, some day someone is going to buy it from a bank that ...
• Mayor, Collins show tax returns _{2013-06-24, 11:27 pm}
  Toledo Councilman and mayoral candidate D. Michael Collins, right, and Mayor Mike Bell released personal financial documents Monday that showed healthy incomes and high credit scores.
• Following fundamentals: 5 steps to financial confidence _{2013-06-24, 12:49 pm}
  ... decisions in your 20s will make the rest of your life easier, he said. Pay off your student loans, avoid credit card debt and only spend money on what you need versus what you want. If you make bad decisions in your 20s, you'll spend 20 years ...
• Dangerous revenge: Beating credit card companies at their own game _{2013-06-24, 12:10 pm}
  ... For many Americans, their full-time job may have to do a lot with making minimum payments. The amount of credit card debt per U.S. household averages $7,073, according to a new analysis by NerdWallet.com . If you look at the average credit card debt ...
• Credit cards aren't all bad _{2013-06-24, 03:00 am}
  ... interest charges. Thanks to a "buy now, figure out how to pay for it later" attitude, the nation's total credit card debt has reached $850 billion. Still, credit cards can be very useful. The key is to charge responsibly and not spend more than you ...
• No credit card debt, are you serious? _{2013-06-24, 06:04 pm}
  When most people think of credit card debt, they think of the "extras" or the wants that they can purchase and have.
• Everyday Cheapskate: Three ways to boost your credit scores _{2013-06-24, 11:45 am}
  ... percent) of it at any time. If all of your credit cards together total $15,000 credit limit, all of your credit card debt should not exceed $3,000. If you're over, do everything you can to get below 30 percent utilization. Then go for the gold by ...

Terry Savage: The Shame of Student Loans

There is more student loan debt outstanding -- $1 Trillion -- than credit card debt! And the government is making a huge profit on it -- an estimated 36 percent profit margin .

http://www.huffingtonpost.com/terry-savage/the-shame-of-student-loan_b_3127099.html

The Smartest Way to Spend Your Tax Refund in Holly Springs

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://hollysprings.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-holly-springs

Student loan debt crisis a drag on economic recovery

... loan balances, and payment delinquency rates all increasing since 2005. Student debt exceeds auto loans, credit card debt, and home-equity loan debt balances. Only mortgage debt is larger. The Forbes report cites Dr. Andrew Jennings, FICO's chief ...

http://www.examiner.com/article/student-loan-debt-crisis-a-drag-on-economic-recovery

Women and Money Conference set for this week

... women in West Virginia. "Don't fall into pitfalls when you get to college," Perdue advises. "Don't get into credit card debt. If you come out of college with loan debts and credit card debts, you may have to go into bankruptcy." Lee speaks on ...

http://www.wvgazette.com/News/201304190171

The Smartest Way to Spend Your Tax Refund in Woodstock

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://woodstock.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-woodstock

Debt Consolidation USA Agrees with the Report that Student Debt may not be Doing the Economy any Good

... and Auto Markets." The Federal Reserve states that over the past decade, student loans have gone past credit card debt and auto loans, among others. What is really alarming is the fact that those with student debt seem to be unable to invest in ...

http://www.americanbankingnews.com/2013/04/20/debt-consolidation-usa-agrees-with-the-report-that-student-debt-may-not-be-doing-the-economy-any-good/

Debt Consolidation USA Agrees with the Report that Student Debt may...

... and Auto Markets." The Federal Reserve states that over the past decade, student loans have gone past credit card debt and auto loans, among others. What is really alarming is the fact that those with student debt seem to be unable to invest in ...

http://www.prweb.com/releases/2013/student_debt/prweb10646720.htm

Your finances: Figuring net worth yearly highlights financial goals

... you might own. This would include your mortgage, home equity loans, car loans, student loans and credit card debt. Add up your liabilities for a total value. Checking your pulse is a routine part of your annual checkup at the doctor's office, ...

http://www.recordonline.com/apps/pbcs.dll/article?AID=/20130420/BIZ/304200319

Ohio State offers money lessons for students

When Alice Hirsh climbed onto the golf cart that pulled up beside her near the union at Ohio State University she thought it was simply a free ride to class.

http://www.zanesvilletimesrecorder.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.zanesvilletimesrecorder.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304190043%26nclick_check%3D1

Capital One 1Q profit drops 25 pct; sales up Capital One Financial...

... trends. Consumers have been more reluctant to run up big credit card bills since the recession ended. Credit card debt remains 17.2 percent below the peak set in June 2008. Analysts believe consumers will stay cautious with their plastic this year, ...

http://www.news.net/article/248361/Business/?

On Targeting Middle America And Missing The Mark

... Flyover country. Cowtown, USA. I have a mortgage on a vinyl sided house that I'll never pay off. I have credit card debt. I have a wife, and some kids, and in the evenings, I get in my absurdly large Chevrolet FUV and drive them to the park for tee ...

http://www.vegastripping.com/news/blog/4960/on-targeting-middle-america-and-missing-the-mark/

$1 Billion UW Surplus Has State Lawmakers Outraged

... sent three children to college for the cost of one child today and that student loan debt has surpassed credit card debt. Rep. Cory Mason (D-Racine), the ranking Democrat on the Joint Committee on Finance, joined his Republican colleagues in calling ...

http://wauwatosa.patch.com/articles/1-billion-uw-surplus-has-state-lawmakers-outraged

Ohio State offers fun money lessons for students

When Alice Hirsh climbed onto the golf cart that pulled up beside her near the union at Ohio State University she thought it was simply a free ride to class.

http://www.newstalkradiowhio.com/ap/ap/ohio/ohio-state-offers-fun-money-lessons-for-students/nXRKn/

You've Got to Face It to Erase It

... community. Results indicated that how an individual handles their money (i.e., do they repay credit card debt on time, track their purchases, or save money regularly?) had a great influence on their feelings of security. Also, when people felt more ...

http://www.psychologytoday.com/blog/cant-buy-happiness/201304/youve-got-face-it-erase-it

Getting Approved: How Lenders Judge You

... The debts in question include any consumer debt that would appear on your credit report, such as car loans, credit card debt and installment loans, as well as additional debt such as alimony or child support payments. DTI requirements vary by loan ...

http://www.foxbusiness.com/personal-finance/2013/04/19/getting-approved-how-lenders-judge/

Mary Johnson: Thoughts During National Financial Literacy Month

... were already exhibiting troubling and risky financial behaviors, with 20 percent having more than $1,000 in credit card debt and nearly 25 percent admitting that others would be horrified if they knew about their spending habits. Similarly, recent ...

http://www.huffingtonpost.com/mary-johnson/thoughts-during-national-_b_3117050.html

What Is Return of Premium Life Insurance?

... policy is the ideal solution for everyone. For example, if you have substantial amounts of high interest credit card debt, you are probably going to be better off choosing a less expensive traditional life insurance policy and putting the difference ...

http://www.mybanktracker.com/news/2013/04/19/return-premium-life-insurance/

Life Lessons: Debt Don'ts

... families into trouble. The latest numbers from the Federal Reserve show the average American family has credit card debt at more than $7,000. Debt can be dangerous but there are a few things you can do to make sure your debt doesn't get out of ...

http://www.wfmz.com/lifestyle/Life-Lessons/Life-Lessons-Debt-Don-ts/-/19136886/19813066/-/110877iz/-/index.html

Money Matters: Don't just treat an IRS refund as free spending money

... Mahoney recommends using that check from the IRS to pay off some IOUs. "You might have some revolving credit card debt. I would start there as the number one place to put your money from your tax refund," he says. Alexa Von Tobel, the founder and ...

http://rochester.ynn.com/content/other_features/657576/money-matters--don-t-just-treat-an-irs-refund-as-free-spending-money/

Report Shows that Most Americans do not Feel the Economic...

... country. More than ever, consumers should be made aware of the many debt relief options that will help with credit card debt. American debt seem to be making the headlines all over the world, and Creditcardconsolidationloan.org would like to ...

http://www.prweb.com/releases/2013/solution_for_debt/prweb10642529.htm

Cardinal Community Credit Union Hosting Scholarship Competition This Weekend

... to give young people a taste of the real world-complete with occupation, salary, spouse, student loan debt, credit card debt and medical insurance payments. In many ways, it is similar to the board game, "Life." During the game, high school students ...

http://mentor.patch.com/articles/cardinal-community-credit-union-hosting-scholarship-competition-this-weekend

Capital One 1Q profit drops 25 pct; sales up

... trends. Consumers have been more reluctant to run up big credit card bills since the recession ended. Credit card debt remains 17.2 percent below the peak set in June 2008. Analysts believe consumers will stay cautious with their plastic this year, ...

http://www.sfgate.com/business/article/Capital-One-1Q-profit-drops-25-pct-sales-up-4445935.php

Capital One 1Q profit drops 25 pct; sales up

... trends. Consumers have been more reluctant to run up big credit card bills since the recession ended. Credit card debt remains 17.2 percent below the peak set in June 2008. Analysts believe consumers will stay cautious with their plastic this year, ...

http://www.msnewsnow.com/story/22017436/capital-one-1q-profit-drops-25-pct-sales-up

5 Easy Ways You Can Use Your Tax Refund to Invest in Real Estate

... 1080p 240Hz 3D Slim LED HDTV (or you may be tempted to buy one for me! ) but paying off that $3000 in credit card debt will get you much closer to your goal of financial freedom. There is a reason Baby Step 2, in Dave Ramsey's " 7 Baby Steps to ...

http://www.biggerpockets.com/renewsblog/2013/04/18/tax-return-invest-in-real-estate/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+RealEstateNewsForReal+%28Real+Estate+News+For+Real+%7C+A+BiggerPockets+Blog%29

Birmingham banker Jimmy Taylor Sr. bankrupt, lists $18 million in liabilities, $15,500 in...

... $2.5 million owed to the IRS, $1 million owed to four Las Vegas casinos and tens of thousands of dollars in credit card debt. Assets included a five-acre lot in Selma valued at $10,000 and household goods, furs, jewelry, clothing, a rifle and two ...

http://www.al.com/business/index.ssf/2013/04/post_12.html

To Save or To Splurge?

... Pay off debt - One of the best and most responsible ways to use your income tax refund is to pay down credit card debt . By making a larger payment towards your unsecured debts you can reduce monthly payments, and save money on interest and other ...

http://www.marketwire.com/press-release/to-save-or-to-splurge-1780541.htm

Take Charge America Introducing Student Loan Counseling for Consumers Struggling with College Debt

... U.S., student loans now represent the largest form of consumer debt outside of mortgages, even surpassing credit card debt," said David Richardson, chief executive of Take Charge America. "Professional student loan guidance is needed now more than ...

http://eon.businesswire.com/news/eon/20130418006113/en/student-loan/student-loan-counseling/take-charge-america

Take Charge America Introducing Student Loan Counseling for Consumers Struggling with College Debt

... U.S., student loans now represent the largest form of consumer debt outside of mortgages, even surpassing credit card debt" During one-on-one sessions with specially trained student loan counselors, consumers will receive guidance on which repayment ...

http://www.businesswire.com/news/topix/20130418006110/en

Hawaii's credit card debt drops, but still among highest in U.S.

Hawaii consumers had the second-highest credit card debt in the nation in March, according to a report from CreditKarma.com. Credit card debt in Hawaii fell 11 percent in March compared to a year ago, but consumers in the Aloha State had the second-highest credit card balances in the nation, according to a report from CreditKarma.com. Hawaii ... (more)

http://www.bizjournals.com/pacific/blog/morning_call/2013/04/hawaiis-credit-card-debt-drops-but.html?ana=RSS&s=article_search&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+vertical_3+%28Investment+Banking+Industry+News%29

Best Low Interest Credit Cards With No Annual Fees, According to Creditnet.com

... "We understand that's not always realistic, but it's absolutely they best way to avoid interest rates and credit card debt completely." The top-rated low interest card with no annual fee is this cash back option from Discover. The variable APR ...

http://www.prweb.com/releases/low-interest-credit-cards/no-annual-fees/prweb10644446.htm

Poll: Card Debt the No. 1 Taboo Subject

... talk about religion or politics in polite company. Add one more to the list of conversational taboos: Credit card debt. That's the topic people are least likely to want to talk about with someone they just met. The only other topic that makes people ...

http://www.foxbusiness.com/personal-finance/2013/04/15/poll-card-debt-no-1-taboo-subject/

Vacay Layaway: Pay Now, Enjoy Later Plans Spread to Vacations

... a time when many household budgets are still stretched thin, and many consumers are wary of running up new credit card debt. As of January 2013, American consumers still owed almost $851 billion in revolving debt -- comprised largely of credit card ...

http://www.foxbusiness.com/personal-finance/2013/04/03/vacay-layaway-pay-now-enjoy-later-plans-spread-to-vacations/

Action Line: Act quickly if filing your income taxes late

... and usually spend this on a trip or some new gizmo for the garage. My wife thinks we should put it on the credit card debt or in the bank. What do you think? - G.M., Tulsa Every year, corporations and wealthy individuals avoid paying $150 billion in ...

http://www.tulsaworld.com/article.aspx/Action_Line_Act_quickly_if_filing_your_income_taxes/20130418_15_E4_bDearA637322

Dedrick Muhammad: Stretching Your Tax Refund

... it may not necessarily constitute as saving in the short term, in the long term, paying down high-interest credit card debt and student loan debt will reduce your payments and save money on the interest you would have paid. Additionally, paying off ...

http://www.huffingtonpost.com/dedrick-muhammad/stretching-your-tax-refund_b_3094646.html?utm_hp_ref=business&ir=Business&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+HP%2FBusiness+%28Business+on+The+Huffington+Post%29

View: Why the G-20 Finance Ministers Are Wrong

Finance ministers and central-bank governors of the Group of 20 major economies are in Washington for their semi-annual discussion of the world's dismal economic prospects.

http://www.bloomberg.com/news/2013-04-17/why-the-g-20-finance-ministers-are-wrong.html

Paying off your mortgage early? Make sure it makes sense for you

... don't need to use the money anywhere else. Experts advise paying off any high-interest (and non-deductible) credit card debt and any other higher-interest loans first. Second, consider where you are with your retirement. Before you put extra money ...

http://www.blanconews.com/news/109789/

Four People, One Salary: How They Spend and Save on $60,000

... my "Should Pay For" expenses, such as two large grocery trips (each costs about $100) and my $8,000 of credit card debt. My goal each month is to put $800 toward that debt, but I only pay off $400 of it when I get my paycheck, in case something ...

http://lifehacker.com/four-people-one-salary-how-they-spend-and-save-on-60-473215159

3 Reasons Paying Off Student Loans With Credit Is A Terrible Idea

... as though they would then be able to have the debt erased in bankruptcy because it would now be considered credit card debt and not federal student loan debt. Any thoughts on this? I wondered how far back the bankruptcy courts would look to see if ...

http://www.businessinsider.com/pay-off-student-loans-with-credit-2013-4?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+businessinsider+%28Business+Insider%29

Credit Card Debt Advice From Around the Web

A new poll by CreditCards.com found that the number-one topic Americans are least likely to talk about with someone they just met is credit card debt.

http://www.kiplinger.com/article/credit/T016-C011-S001-credit-card-debt-advice-from-around-the-web.html

The Real Reason Women Entrepreneurs Aren't Getting Loans

There's no doubt about it: women business owners face greater funding challenges than men.

http://www.forbes.com/sites/geristengel/2013/04/17/the-real-reason-women-entrepreneurs-arent-getting-loans/

The Enforcer

Banks send lawyer Daniel Gordon after people who don't pay their credit-card bills.

http://www.wweek.com/portland/article-20523-the_enforcer.html

8 Smart Ways to Spend Your Tax Refund

... long way to ease stress over unforeseen expenses down the road. 2. Pay down high-interest debt. If you have credit card debt, consider using your refund to pay down debt on whichever cards charge the highest interest rates. 3. Increase retirement ...

http://money.usnews.com/money/blogs/my-money/2013/04/17/8-smart-ways-to-spend-your-tax-refund?s_cid=rss:my-money:8-smart-ways-to-spend-your-tax-refund

Need Help to Paying off Credit Card Debt Fast? Get Free Solution for Everyone

Tally Up the Debt Before anyone can begin paying off credit card debt , he's got to know exactly how much he owes and to which creditor.

http://www.sbwire.com/press-releases/need-help-to-paying-off-credit-card-debt-fast-get-free-solution-for-everyone-238192.htm

5 smart ways to use your tax return

... need the equivalent of at least three months' salary in an emergency fund to feel comfortable. If your credit card debt is non-existent and you've got several months worth of living expenses saved up, consider yourself ahead of the pack. To ...

http://www.msnewsnow.com/story/21994706/5-smart-ways-to-use-your-tax-return

5 smart ways to use your tax return

... need the equivalent of at least three months' salary in an emergency fund to feel comfortable. If your credit card debt is non-existent and you've got several months worth of living expenses saved up, consider yourself ahead of the pack. To ...

http://www.news10.com/story/21994706/5-smart-ways-to-use-your-tax-return

The Smartest Way to Spend Your Tax Refund in Dexter

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://dexter.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-dexter

CreditCardConsolidationLoan.org Believes That Information About Debt...

... informational website content. Creditcardconsolidationloan.org , one of the leading sites that help with credit card debt, is willing to step up and provide assistance to college students who are currently suffering from credit card debt. This ...

http://www.prweb.com/releases/2013/college_credit_card_debt/prweb10627193.htm

The Smartest Way to Spend Your Tax Refund in West Bloomfield

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://westbloomfield.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-west-bloomfield

The CrisisWHAT You Really Lost Today

... exchange for selling us - the taxpayers - a boatload of mortgages foreclosed upon before last March 31, and credit card debt that borrowers defaulted on last year. If there is an underlying home, some day someone is going to buy it from a bank that ...

http://www.american-reporter.com/4,708/907.html

Consumer Bankruptcy Falls Despite Increased Debt

... initial cause of one's personal financial situation, help is available from foreclosure, medical bill and credit card debt lawyers . Chapter 7 bankruptcy is an option to assist those in need in settling their debts through asset liquidation, and may ...

http://www.prleap.com/pr/202018/

Danske hikes credit card interest rates

BUYING goods and services using a credit card is getting more expensive after Danske Bank became the latest to push up interest rates.

http://www.independent.ie/business/personal-finance/latest-news/danske-hikes-credit-card-interest-rates-29201622.html

Thousands face 3.9pc rise in UPC bills

THOUSANDS of UPC customers are to be hit with price hikes this summer, as the company rolls out new services and upgrades its broadband system.

http://www.independent.ie/business/personal-finance/latest-news/thousands-face-39pc-rise-in-upc-bills-29201611.html

Families told to live on a 20 a day as controversial debt deal guidelines unchanged

CONTROVERSIAL guidelines on what people who get a state-approved debt deal can live on have been cleared to be launched this week.

http://www.independent.ie/business/personal-finance/latest-news/families-told-to-live-on-20-a-day-as-controversial-debt-deal-guidelines-unchanged-29201603.html

Can You Erase Student Loan Debt Through a Loophole?

... as though they would then be able to have the debt erased in bankruptcy because it would now be considered credit card debt and not federal student loan debt. Any thoughts on this? I wondered how far back the bankruptcy courts would look to see if ...

http://blog.credit.com/2013/04/erase-student-loan-debt-loophole/

Credit-card scandal exposes city's flaws

... pay last week, was stepping down. Before his suspension April 8, Ortgiesen had repaid about $4,900 of his credit card debt. As he resigned, he also repaid the rest, about $8,600, along with interest. Ortgiesen's resignation came after new, troubling ...

http://www.saukvalley.com/2013/04/15/credit-card-scandal-exposes-citys-flaws/a41d1xe/

Sandy Abrams: Crowdsourcing: Online Dating for Business?

... 22 that just about every entrepreneur experiences at some point. The old stand by methods of racking up credit card debt or asking friends and family for funding both have a less than stellar track record for long-term success. So, today technology ...

http://www.huffingtonpost.com/sandy-abrams/crowdsourcing-online-dati_1_b_3054412.html?utm_hp_ref=technology&ir=Technology

House Subcommittee Tackles Reauthorization of Higher Education Act

... year, student loan debt topped $1 trillion in the United States, officially eclipsing the nation's total credit card debt. With subsidized Stafford loans interest rates on course to double, she believes that many college students may be saddled with ...

http://www.universitybusiness.com/news/house-subcommittee-tackles-reauthorization-higher-education-act

Don't Just Treat An IRS Refund As Free Spending Money

... Mahoney recommends using that check from the IRS to pay off some IOUs. "You might have some revolving credit card debt. I would start there as the number one place to put your money from your tax refund," he says. Alexa Von Tobel, the founder and ...

http://www.ny1.com/content/ny1_living/money_matters/180514/don-t-just-treat-an-irs-refund-as-free-spending-money

The Smartest Way to Spend Your Tax Refund in Highland Park

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://highlandpark.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-highland-park

5 Ways Boomers Will Transform The Business World Of The Future

... id they would choose to contribute to their retirement savings instead of helping their adult child pay off credit card debt. The study showed more than half would help a parent pay for long-term care insurance

http://www.huffingtonpost.com/2013/04/16/baby-boomer-industries_n_3061772.html?utm_hp_ref=business&ir=Business&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+HP%2FBusiness+%28Business+on+The+Huffington+Post%29

My Student Loan Story: How I Paid it Off in a Year

... letter five months later. I soon became hell-bent on getting out of debt. At the time, I carried a small credit card debt that originated from a pair of Doc Martens I bought in high school and never wore. It started off as $100 and then quickly ...

http://www.foxbusiness.com/personal-finance/2013/03/19/my-student-loan-story-how-paid-it-off-in-year/

Tom Purcell: Financial responsibility, Obama-style

After all, who better than Obama -- who has added $6 trillion to the national debt so far -- to help "every individual take ownership of his or her financial future"? Well, so worried am I by the financial path the president and our other "leaders" are taking us on, I've become an expert on "financial responsibility" -- the way the government does ... (more)

http://www.baxterbulletin.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.baxterbulletin.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304160007%26nclick_check%3D1

Surprise as pay is up despite years of austerity

THE average income of households went up last year because of wage rises and a jump in profits for the self-employed. New figures indicate that the disposable income of the average household - earnings after tax has been deducted - rose to just over a 51,000 in 2012.

http://www.independent.ie/business/personal-finance/latest-news/surprise-as-pay-is-up-despite-years-of-austerity-29198299.html

Syndicate Mortgages Educates Homebuyers about Mortgage Self Assessment

... applying for mortgage. ''Currently, the Canada household debt is higher than ever. It can be in the form of credit card debt or student loan. The debt situation is getting worse and people who wish to apply for mortgage this season can just not ...

http://www.prweb.com/releases/2013/4/prweb10604881.htm

WalMart, food stamps and the great disconnect

... increase profits) the average saver has been brutalized and the average person with a student loan or a credit card debt has not experienced the wonderful relief of lower rates on their debt. Instead of funneling truckloads of cash to the banks so ...

http://www.dailykos.com/story/2013/04/15/1202059/-WalMart-food-stamps-and-the-great-disconnect

Determining the real cost of college

... College debt is a growing concern. In the U.S., there is now a larger balance of student loan debt than credit card debt. In 2012 students ended their education owing an average $27,000. Some had degrees, some didn't. Not surprisingly, 67% of ...

http://www.consumeraffairs.com/news/determining-the-real-cost-of-college-041613.html

Former Pratt's employee charged with embezzling nearly $140,000

A former office manager at Pratt's BBQ in Kingsport has been charged with embezzling nearly $140,000 from the business, allegedly using the stolen funds to pay off credit card debt.

http://www.timesnews.net/article.php?id=9060270

Springboard Offers Advice to Consumers in Paying Off Credit Card Debt ...

... Consumer Credit Management, Inc. ("Springboard") is urging consumers to commit this year to eliminating credit card debt due to the results of a national consumer financial literacy survey. According to the survey, nearly two in five Americans (39%) ...

http://www.prweb.com/releases/2013/4/prweb10309412.htm

Fitch Affirms GE Capital CC Master Note Trust

... the March 2012 distribution period. Monthly payment rate (MPR), a measure of how quickly consumers pay down credit card debt, has remained stable over the past year. Currently, the 12-month average is 16.15%, down slightly from 16.50% at the March ...

http://www.businesswire.com/news/home/20130415006661/en/Fitch-Affirms-GE-Capital-CC-Master-Note

Why we are so easily duped by misinformation

... of this month was Soren Bowie's 5 Guilty Pleasures That Are Secretly Saving the World, which discussed how credit card debt was eradicating illness by reducing the transmission of disease via paper currency, how the death of print media was slowing ...

http://www.winnipegfreepress.com/opinion/westview/Why-we-are-so-easily-duped-by-misinformation-203062131.html

16 Women on How They're Dealing With Debt

... a low salary in an expensive city. "Otherwise responsible - a good employee, a good friend," she racked up credit card debt, sometimes thinking, "Oh! J.Crew is having a sale!" Her parents gave her money when she asked. After realizing "this is not ...

http://nymag.com/thecut/2013/04/16-women-on-how-theyre-dealing-with-debt.html

How to pay off credit card debt

... Express, Master Card and Visa credit cards are shown on a New York store's door. How best to pay off credit card debt depends on your personal financial situation. The Simple Dollar is a blog for those of us who need both cents and sense: people ...

http://www.csmonitor.com/Business/The-Simple-Dollar/2013/0415/How-to-pay-off-credit-card-debt

Tax filing extension: Pros and cons

... that you overpaid in taxes. That's why it's called a tax "refund." If you have double-digit interest on credit card debt or a pressing need for cash, why should Uncle Sam be allowed to sit on your money? Even if you just were going to sock the tax ...

http://www.9news.com/rss/article/330510/222/Tax-filing-extension-Pros-and-cons

Financial Life Is Tough--Students Should Be Prepared

... (Other leading causes, according to the study, are job loss, mortgages, car notes, divorce, and excessive credit card debt.) You are giving students the tools to understand financial issues. Here are some tips for helping them also prepare for the ...

http://www.frbatlanta.org//pubs/extracredit/13spring_financial_counseling.cfm

Secondary Sources: Taxes, Home Prices, Student Loans

... student loan debt who often cannot find jobs that pay enough to cover the loan payments. Moreover, unlike credit card debt, student loans are not dischargeable in bankruptcy, meaning that there is no opportunity to get out from under the debt burden ...

http://blogs.wsj.com/economics/2013/04/15/secondary-sources-taxes-home-prices-student-loans/?mod=WSJBlog&mod=blogmod

'Bullspotting': Born yesterday, in America

... this month was Soren Bowie's "5 Guilty Pleasures That Are Secretly Saving the World," which discussed how credit card debt was eradicating illness by reducing the transmission of disease via paper currency, how the death of print media was slowing ...

http://www.islandpacket.com/2013/04/15/2463659/bullspotting-born-yesterday-in.html

The Smartest Way to Spend Your Tax Refund in South Brunswick

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra payment on your ...

http://southbrunswick.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-south-brunswick

The Smartest Way to Spend Your Tax Refund in South Brooklyn

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment toward the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://carrollgardens.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-south-brooklyn

Money-smart kids: Four ways to make financial literacy work

... can grow into big piles of money (use the calculator at Moneychimp.com ) -- How long it takes to pay off credit card debt (use the calculator at Moneychimp.com ) At its heart, says Lusardi, financial literacy empowers people to make choices. I say ...

http://www.tulsaworld.com/article.aspx/Money_smart_kids_Four_ways_to_make_financial_literacy/20130415_526_0_Inthet111920

Getting out of credit card debt is possible without a miracle

Miracles happen, but not when it comes to credit card debt. Four years ago, I was a 34-year-old college graduate with a master's degree and a new career as a journalist in Muncie.

http://www.thestarpress.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.thestarpress.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304150014%26nclick_check%3D1

Taxes Don't Have to Be Taxing: Tips for Spend Your Tax Refund

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://germantown.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-rockville-1be8f9b4

Purcell: Financial responsibility, Obama style

Get this: President Obama has proclaimed April as National Financial Capability Month.

http://www.summitdaily.com/ARTICLE/20130415/OPINION/130419932/-1/RSS

Comment: A debt mountain to climb, and no help in sight

... and trusts investing in the US, south-east Asia and developing country economies. Third, cut mortgage and credit card debt. Fourth, look after and maintain residential property assets. This helps the marketability of property and gives the intrinsic ...

http://www.scotsman.com/news/comment-a-debt-mountain-to-climb-and-no-help-in-sight-1-2894883

Thirty-somethings fall behind in wealth | April 14

... Young added. Student loan debt has increased in recent years and recently passed $1 trillion (more than credit card debt). Ratcliffe said those large loan burdens can have a ripple effect, delaying young people from being able to build a savings or ...

http://www.columbian.com/news/2013/apr/14/thirty-somethings-fall-behind-in-wealth/

The Smartest Way to Spend Your Tax Refund in South Whitehall

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://southwhitehall.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-patch-town-7dbdfb5c

Growing student debt

... Great Recession. As of the end of 2012, student loans came to nearly a trillion dollars, more than total credit card debt, auto loans, or home equity lines of credit. Lee found that 17% of the student loans are currently delinquent. An additional ...

http://www.econbrowser.com/archives/2013/04/growing_student_1.html

Tax filing extension: pros and cons

... that you overpaid in taxes. That's why it's called a tax "refund." If you have double-digit interest on credit card debt or a pressing need for cash, why should Uncle Sam be allowed to sit on your money? Even if you just were going to sock the tax ...

http://www.usatoday.com/story/money/personalfinance/2013/04/14/tax-irs-extension-refund/2075357/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+UsatodaycomMoney-Waggoner+%28Money+-+Waggoner%29

The Smartest Way to Spend Your Tax Refund in Buffalo Grove

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://buffalogrove.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-buffalo-grove

Get With The Plan: Pair must build up cash while paying down debt

... year ago, this is negligible," Gibney says, so borrowing at such low rates means it may be worth pursuing. Credit card debt is worth discussing. The couple was able to get a zero percent credit card, but that runs out in September. "While having a ...

http://www.nj.com/business/index.ssf/2013/04/get_with_the_plan_pair_must_bu.html

The Smartest Way to Spend Your Tax Refund

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://oxford-ct.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-21fd94a6

Woodstock is next stop for 'Restaurant: Impossible'

... is still out on one, he said. "These were people in bankruptcy, losing their homes, their savings, with credit card debt," he said. "We give them hope. We give them a second chance. I just love what I do." As part of the television show, Irvine ...

http://www.nwherald.com/2013/04/12/woodstock-is-next-stop-for-restaurant-impossible/an3i51d/

Saritha Prabhu: College entry process so complicated it's laughable

... however, is another story," he says. Yes, the tuition. With student loan debt ($1 trillion) overtaking credit card debt, the issue has been raised that the next bubble to burst will be in higher education. Against the backdrop of global ...

http://www.tennessean.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.tennessean.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304140059%26nclick_check%3D1

At Cape budgeting class, keeping a watch on what matters

... attend her class. The same principle applies whether it's buying a house, keeping the house, getting out of credit card debt or making car payments. Kramer, manager of the housing consumer education center at HAC, doesn't urge people to follow in ...

http://www.capecodonline.com/apps/pbcs.dll/article?AID=/20130414/BIZ/304140317/-1/NEWS

Heard Off the Street: Youths want financial literacy on syllabus

... between wanting and needing something, others weren't so lucky. One student said her mother ran up so much credit card debt that she couldn't get a car loan. Another said her parents' 50th birthdays coincided with them paying off their student loans ...

http://www.post-gazette.com/stories/business/news/heard-off-the-street-youths-want-financial-literacy-on-syllabus-683420/

Post-graduation financial tips

... always be something that comes up. Having money to pay for emergencies saves you from having to go into credit card debt. These days, most financial advisers recommend saving enough to cover six months of living expenses. Pay off student loans. With ...

http://readingeagle.com/article.aspx?id=468813

From undergraduate to underemployed

... is about $1.08 trillion, according to FinAid.org's student loan debt clock. Student loan debt has surpassed credit card debt in outstanding debt held by Americans and continues to grow. With a minimum wage job, loan payments can be daunting or even ...

http://readingeagle.com/article.aspx?id=468812

Bankruptcy Hacks Are Still At it

... payment of retainers by credit card to represent the client in a bankruptcy which will discharge that very credit card debt. She added that when the bank discovers such an attorney, it immediately disables him from receiving payment via credit cards ...

http://www.forbes.com/sites/stephendunn/2013/04/13/bankruptcy-hacks-are-still-at-it/?ss=personalfinance

5 Ideas for Your Tax Refund Dollars

... do just that. 2. Pay off high-interest debt Put your money to excellent use by paying off any outstanding credit card debt you may have. If paying it all off isn't feasible, then consolidate your debt. Several credit cards offer 0% on balance ...

http://www.fool.com/investing/general/2013/04/13/5-ideas-for-your-tax-refund-dollars.aspx

Gen X, Gen Y falling behind parents' wealth

... Young added. Student loan debt has increased in recent years and recently passed $1 trillion (more than credit card debt). Ratcliffe said those large loan burdens can have a ripple effect, delaying young people from being able to build a savings or ...

http://www.miamiherald.com/2013/04/13/3342013/gen-x-gen-y-falling-behind-parents.html

Of Prime Interest: Mortgage renewal can allow for lifestyle changes

... or line of credit. And doing the reverse is also possible. If you have any high interest loans or existing credit card debt, now might be the time to pay them off by rolling it over into your mortgage. To increase a mortgage a renewal time, lenders ...

http://www.bclocalnews.com/lifestyles/202756521.html

Smartest Way to Spend Your Tax Refund in Brookfield

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://brookfield.patch.com/articles/smartest-way-to-spend-your-tax-refund-in-brookfield

Debt Consolidation USA Gives Advice On Credit Repair

DebtConsolidationUSA.com , a prominent debt relief company specializing in credit card debt management released an article that tackles the important issue of credit repair.

http://www.prweb.com/releases/2013/credit_repair_tips/prweb10630884.htm

Nonprofit helps move people from public housing into homes

... at Film Streams: At 7 p.m., the group is hosting a free screening of "MAXED OUT," a documentary about U.S. credit card debt. Directed by James Scurlock, the film is subtitled "Hard Times, Easy Credit and the Era of Predatory Lenders." It takes ...

http://www.omaha.com/article/20130413/MONEY/704139923/1697

Slate: A better way to manage your household budget

... commit to putting aside every month. Now imagine you overspend for Christmas and end up with $2,000 in credit card debt. You'll plan to pay it down using the money in your monthly "gift" envelopes since, after all, you spent it on gifts. And now ...

http://unionrecorder.com/x1097422086/Slate-A-better-way-to-manage-your-household-budget

Smartest Way to Spend Your Tax Refund in Redondo Beach

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13th ) payment ...

http://redondobeach.patch.com/articles/smartest-way-to-spend-your-tax-refund-in-redondo-beach

Rep. Charles Rangel: Tax Deduction for Students Now Will Pay Dividends

... amount of student debt in America had already topped $1 trillion, which surpassed the total outstanding credit card debt at $799.5 billion and the auto loan debt at $783 billion. Total student loan debt is estimated to increase at a rate of ...

http://www.huffingtonpost.com/rep-charles-rangel/tax-deduction-for-student_b_3070626.html

Higher Education: A Deflating Bubble?

... community leaders. He reported that total student loan debt now stands at over $1 trillion-more than total credit card debt and auto loan debt combined. As these charts from the New York Fed show , the increase in total student debt over the past ...

http://macroblog.typepad.com/macroblog/2013/04/higher-education-a-deflating-bubble.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+typepad%2FRUQt+%28macroblog%29

Free Bankruptcy Seminar

Steve McNally, Esquire, will discuss the process of filing for bankruptcy, as well as options available to those facing overwhelming credit card debt, foreclosure or asset repossession at a free Bankruptcy Seminar on Wednesday, April 10th, from 7:00 - 9:00 p.m. at Project Self-Sufficiency. Free and open to the public; registration required.

http://blog.lehighvalleylive.com/community-calendar/2013/03/free_bankruptcy_seminar.html

Tax Returns 2013: The Smartest Way to Spend Your Tax Refund in Bel Air

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://belair.patch.com/articles/tax-returns-2013-the-smartest-way-to-spend-your-tax-refund-in-bel-air

Good News, Bad News for Tax Refunds

... deleveraging that took place in the recession. The Federal Reserve says U.S. consumers have $850 billion in credit card debt alone, or about $7,000 per household, and overall consumer debt of almost $23,000 per household. That includes auto loans ...

http://money.usnews.com/money/personal-finance/articles/2013/04/12/good-news-bad-news-for-tax-refunds?s_cid=rss:good-news-bad-news-for-tax-refunds

4 Debt Consolidation Traps to Avoid

... fees, greater debt and potentially more interest payments. If you're drowning in a world of high-interest credit card debt , a debt consolidation loan could help you reduce your monthly payments and pay down debt more quickly. But when debt ...

http://money.usnews.com/money/blogs/my-money/2013/04/12/4-debt-consolidation-traps-to-avoid?s_cid=rss:my-money:4-debt-consolidation-traps-to-avoid

The Smartest Way to Spend Your Tax Refund in Northbrook

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://northbrook.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-patch-town-58b56623

Household Deficit

... commit to putting aside every month. Now imagine you overspend for Christmas and end up with $2,000 in credit card debt. You'll plan to pay it down using the money in your monthly "gift" envelopes since, after all, you spent it on gifts. And now ...

http://www.slate.com/articles/double_x/doublex/2013/04/the_envelope_method_for_household_budgets_is_a_bad_idea.html

Study shows people fear tax season

... money they receive from their tax refund into savings and 22 percent say they typically plan to pay down credit card debt. Neiser says people should base their withholding decisions on how they will behave with their money. "If you're afraid you'll ...

http://www.examiner.com/article/study-shows-people-fear-tax-season?cid=rss

The Smartest Way to Spend Your Tax Refund in Palatine

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://palatine.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-arlington-heights-4cb4724b

The Smartest Way to Spend Your Tax Refund in Algonquin, Lake in the Hills

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://algonquin.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-algonquin-lake-in-the-hills

The Smartest Way to Spend Your Tax Refund in Crystal Lake, Cary

... may receive all year. Use it wisely and dedicate a portion (or all of it) to paying down debt. If you have credit card debt, make a lump sum payment towards the bill. If credit card debt isn't your problem, consider making an extra (13 th ) payment ...

http://crystallake.patch.com/articles/the-smartest-way-to-spend-your-tax-refund-in-crystal-lake-cary

GalTime: 5 Ways to Avoid College Debt

... if your student loan payment is eating too much into your monthly budget. Significant student loan and credit card debt has real-world consequences. Start off on the right foot by limiting debt as much as possible and yield the reward of peace of ...

http://www.huffingtonpost.com/galtime/5-ways-to-avoid-college-d_b_3045405.html

Survey reveals consumers' top financial concerns

... 61 million people, were worried about servicing their debt commitments, including concerns around paying credit card debt (13%), repaying student loan debt (8%), an inability to make monthly vehicle payments (7%), and not being able to pay off ...

http://firstarkansasnews.net/2013/04/survey-reveals-consumers-top-financial-concerns/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+Firstarkansasnewsnet+%28firstarkansasnews.net%29

Troubled past of firefighters' hostage taker

... turmoil. 55 year old Lauren Brown had a troubled past. A divorce in 2001 left him with an obligation to pay credit card debt of more than 97 thousand dollars.($97,585) He also was compelled to pay alimony and child support and a year later filed for ...

http://www.11alive.com/rss/article/287814/3/Troubled-past-of-firefighters-hostage-taker